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Medicare

Are Medicare supplemental insurers subject to parity?

Based on our current understanding, Medicare Supplemental Insurers are not subject to the Mental Health Parity and Addiction Equity Act.

Are Medicare Advantage Plans subject to parity?

Medicare Advantage Plans offered through an ERISA group health plan are subject to the Mental Health Parity and Addiction Equity Act, unless the ERISA group health plan is offered solely to retirees and the retiree plan is a separate, free standing plan for which the former employer issues a separate Summary Plan Description and files a separate Form 5500.